If LIFE IS A BANK then

1. Friendship : It is Cash Credit A/c with No limit. U can get a credit balance of Happiness any time and u can debit your problems, tension any time. If there is no transaction (Communication) in the account for 1 month It become NPA. But it can be made Standard asset easily by Submitting beautiful SMILES.
Note : U can open similar Friendship a/c with many Banks but One Bank should be your Favorite.

2. LOVE : It is Term Loan with Life time repayment Period. U have to submit regular installment of Love otherwise It become NPA. The LOVE Principal will remain constant for entire period but LOVE Interest will increase with time.
Note : Its not Permissible to Open similar A/c with more than one bank. However Take Overs are allowed in Certain condition. The NPA should be black listed and no bank should bank with those A/c holders

3. Marriage : Its like a CREDIT CARD. Before U take this, the Seller will show you Greeneries and U will die to get one Credit card. But The time u get it, U will come to know about the RISK involve with it. You always take care of your card. Shopping with this is Easy but Very costly. Once u fail to pay (Love) in given time, U have to pay High interest (e.g. buy Jewell's, Candle light dinner, Outing etc.)
Note : If u don't have Credit card,then every Body will doubt about your Credit worthiness. But U have that card then Its sure no Credit will remain with u. U will be Indebted whole life.

Banking in Switzerland is characterized by stability, privacy and protection of clients' assets and information. The country's tradition of bank secrecy, which dates to the Middle Ages, was first codified in a 1934 law.All banks in Switzerland are regulated by the Federal Banking Commission (FBC), which derives its authority from a series of federal statutes.

Opening a Swiss bank account too is no big deal. All you need is a valid passport and $10 million and you can go either directly to the bank or use a broker,since $10 million is the minimum balance one should have to open an account in Swiss Bank. There is a lot of paper work involved but nothing that will scare depositors away. Once an account — either numbered, which costs more, or with your name — is created, you are assured of complete privacy. Swiss bankers are not even supposed to reveal that you are a client, let alone the details of your account. So once you have a Swiss bank account, all you have to do is to ensure that whatever money you want to conceal is deposited there. There’s no way any government can get to that.Swiss Bank offer many banking account facility.

There were many news about Indians of fraud money in Swiss Bank and being deligatly charged and inquired for this.Swiss banks is the depository of the corrupt Indians that took money from the government.Many people are unhappy for this as these currupt people deposit their money in such banks and save themselves of paying tax and no inquiries on this money.These Indians must be prosecuted for corruption so that the money they took will be returned to the coffers of government.

Now if one founds you guilty of anything the government ask for the details of your personal Swiss Bank account records.Since secrecy has always had its limits. If a citizen of a country has been involved in a crime, the government can approach the Swiss courts to order banks to reveal details of bank accounts.If the courts waive the secrecy clause, the banks will have to disclose the identity and certain other details of the account.But for this it took a lot of time and also the Swiss Government must also consider that as a crime.The crime will have to be recognised as an offence in Switzerland as well.

I guess that more than some lakh crores of indian money is in Swiss Accounts,if that money is taxable then most of the Indian below poverty line get food and other civic amenities.
Aslo if that money is bring to India and put in some devlopment it is more than enough for any Indian, as this is a huge amount.Increase in such banks hides surrupt people money and privacy may be a danger for nations economy.

Since many sites offer buying of items and services online
and to help them some sites provides their services to help the customer.but while making an account on such sites like paypal ,alertpay and others they ask to add ur credit card information. But people who think adding your card is not safe to these sites,by the way this is fully safe,but still you you dont want to add your card to these sites then try making virtual credit card,this is the service offered by banks for online things.I dont know about other banks but HDFC provides this service and I also registered on Paypal using this.
Once you register on HDFC bank for netsafe you get a functionality to create a virtual card.opt that and create your card.This card is same as your card with different card number.its expiry period is around 3 months( I guess) and once its used it gonna expire.SO its the safest thing you can do.Try HDFC bank for this service and enjoy the services of paypal with much more comfort...!!!
If you have any more query regarding this ask me...I'll let you know all about this...!!!!

The primary operations of banks include:

• Keeping money safe while also allowing withdrawals when needed
• Issuance of checkbooks so that bills can be paid and other kinds of payments can be delivered by post
• Provide personal loans, commercial loans, and mortgage loans (typically loans to purchase a home, property or business)
• Issuance of credit cards and processing of credit card transactions and billing
• Issuance of debit cards for use as a substitute for checks
• Allow financial transactions at branches or by using Automatic Teller Machines (ATMs)
• Provide wire transfers of funds and Electronic fund transfers between banks
• Facilitation of standing orders and direct debits, so payments for bills can be made automatically
• Provide overdraft agreements for the temporary advancement of the Bank's own money to meet monthly spending commitments of a customer in their current account.
• Provide Charge card advances of the Bank's own money for customers wishing to settle credit advances monthly.
• Provide a cheque guaranteed by the Bank itself and prepaid by the customer, such as a cashier's check or certified check.
• Notary service for financial and other documents