If LIFE IS A BANK then

1. Friendship : It is Cash Credit A/c with No limit. U can get a credit balance of Happiness any time and u can debit your problems, tension any time. If there is no transaction (Communication) in the account for 1 month It become NPA. But it can be made Standard asset easily by Submitting beautiful SMILES.
Note : U can open similar Friendship a/c with many Banks but One Bank should be your Favorite.

2. LOVE : It is Term Loan with Life time repayment Period. U have to submit regular installment of Love otherwise It become NPA. The LOVE Principal will remain constant for entire period but LOVE Interest will increase with time.
Note : Its not Permissible to Open similar A/c with more than one bank. However Take Overs are allowed in Certain condition. The NPA should be black listed and no bank should bank with those A/c holders

3. Marriage : Its like a CREDIT CARD. Before U take this, the Seller will show you Greeneries and U will die to get one Credit card. But The time u get it, U will come to know about the RISK involve with it. You always take care of your card. Shopping with this is Easy but Very costly. Once u fail to pay (Love) in given time, U have to pay High interest (e.g. buy Jewell's, Candle light dinner, Outing etc.)
Note : If u don't have Credit card,then every Body will doubt about your Credit worthiness. But U have that card then Its sure no Credit will remain with u. U will be Indebted whole life.